Small Business Insurance Solutions

Business Owners Policy

A Business Owners Policy (BOP) from Insurance Alliance combines essential coverages like general liability and commercial property insurance into one convenient, cost-effective package. It’s designed specifically for small to mid-sized businesses, offering protection against property damage, lawsuits, and business interruptions. We work with financially strong insurance carriers to tailor each BOP to your industry and unique risks. With Insurance Alliance, you get expert guidance, flexible coverage options, and personalized service every step of the way.

Quote & Purchase a BOP with Coterie

General Liability

General liability insurance from Insurance Alliance protects your business from costly claims involving bodily injury, property damage, and personal injury. It’s a foundational coverage that helps keep your business legally compliant and financially secure. We partner with top-rated insurers to offer tailored policies that match your specific industry needs. With Insurance Alliance, you get expert advice, competitive rates, and service you can count on.

Quote & Purchase General Liability with Coterie Quote & Purchase General Liability with NEXT

Small Business Auto Insurance

Small business auto insurance from Insurance Alliance provides essential protection for vehicles used for business purposes, covering accidents, property damage, and liability claims. Whether you have one vehicle or a fleet, we tailor policies to fit your operations and budget. Our strong carrier partnerships ensure competitive rates and reliable coverage across Florida, Texas, Arizona, Idaho, Washington, and Oregon. With Insurance Alliance, you get personalized service and peace of mind every time your business hits the road.

Errors and Omissions

Errors and omissions (E&O) insurance from Insurance Alliance protects your business against claims of professional mistakes, negligence, or failure to deliver promised services. It’s essential for consultants, advisors, and service-based professionals who want to safeguard their reputation and finances. We offer customized E&O policies through top-rated carriers to meet the unique risks of your industry. With Insurance Alliance, you receive expert support, comprehensive coverage, and trusted protection you can rely on.

Quote and Purchase E&O

Bonds

Bonds from Insurance Alliance provide financial assurance that your business will fulfill its obligations, whether required by law, contract, or licensing authority. We offer a wide range of surety and fidelity bonds tailored to industries like construction, finance, and service trades. Our access to top-rated carriers ensures competitive rates and fast approvals, helping you stay compliant and build trust with clients. With Insurance Alliance, you get expert guidance and dependable support for all your bonding needs.

Bonds - Quote & Purchase

Cyber Liability Insurance

Cyber liability insurance from Insurance Alliance protects your business against data breaches, cyberattacks, and other digital threats that can lead to costly losses. It covers expenses like legal fees, customer notification, data recovery, and regulatory fines. We work with leading carriers to provide tailored cyber insurance solutions that match your technology risks and industry requirements. With Insurance Alliance, you gain peace of mind knowing your business is secure in today’s digital world.

Inland Marine

Inland marine insurance from Insurance Alliance covers your business’s mobile property, equipment, and tools while they’re in transit or stored off-site. It’s ideal for contractors, transporters, and businesses with high-value assets that move frequently. We offer customizable coverage through top-rated carriers to ensure your property is protected wherever it goes. With Insurance Alliance, you get expert advice, flexible policy options, and dependable protection for your valuable equipment.

Commercial Property

Commercial property insurance is crucial for protecting your business building from risks like fire, storms, vandalism, and accidental damage. At Insurance Alliance, we specialize in commercial building coverage that safeguards the structure itself, including permanently installed fixtures, equipment, and improvements. Whether you own an office, retail space, or warehouse, we work with top-rated carriers to provide reliable protection and competitive rates. Our expert team helps ensure your building is fully covered, so you can focus on running your business with peace of mind.

Commercial Umbrella

Commercial umbrella insurance provides an extra layer of liability protection for your business when underlying policies, like general liability or commercial auto, reach their limits. At Insurance Alliance, we offer tailored commercial umbrella coverage to help safeguard your assets from large lawsuits or catastrophic claims. Our team partners with top-rated carriers to ensure affordable, scalable protection that grows with your business needs.

Commercial Flood

Commercial flood insurance protects your business property and building from costly damage caused by flooding, which is not covered under standard commercial property policies. At Insurance Alliance, we offer customized flood insurance solutions for businesses located in high-risk and moderate-risk flood zones. Our policies help cover repair costs for your building, inventory, equipment, and more after a flood event. We work with top-rated carriers and the National Flood Insurance Program (NFIP) to provide dependable coverage tailored to your location. With Insurance Alliance, your business stays protected from one of nature’s most unpredictable threats.

Excess Liability

Excess liability insurance in Central Florida provides additional protection above and beyond the limits of your primary business insurance policies, such as general liability or auto liability. At Insurance Alliance, we offer tailored excess liability coverage to safeguard your business from large claims or lawsuits that could threaten your assets and operations. This extra layer of security is especially valuable for high-risk industries or businesses with significant public exposure. We work with top-rated carriers to deliver affordable, flexible options that meet your specific needs. With Insurance Alliance, Central Florida businesses get expert support and powerful protection when it matters most.

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Insurance Alliance agent helping a Central Florida small business owner review insurance coverage options